Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
Veterans Affairs (VA) Loans
Learn more about WECU's VA loans, featuring competitive rates and limited fees for qualified individuals and families.
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
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Center Stage
Sage Homes
WECU partnered with Sage Homes to finance the newly constructed multi-family Markwood Apartments in Burlington, WA. This 156-unit complex offers luxury living at an affordable price with one-, two-, and three-bedroom options. Sage Home's years of experience and commitment to quality craftsmanship is apparent at the Markwood Apartments.
Get Rewarded
WECU Lux Visa
Earn 3x rewards on dining, entertainment, home improvement, and streaming services.4
Get 0% Intro APR for 12 Months on purchases, then 19.40%-26.40% APR will apply.5
Earn 25K Bonus Points when you spend $2500 in the first 90 days.6
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more
WECU Partners with Mount Vernon Downtown Association
WECU is partnering with Mount Vernon Downtown Association as the Presenting Sponsor for the inaugural Tulip Tunes Music Festival at the Tulip Festival Street Fair.
Read More >WECU partners with Lighthouse Mission
WECU is pleased to announce its partnership with the Lighthouse Mission in their construction of a new 300-bed facility in Bellingham located at 910 W. Holly Street.
Read More >
New Financial Center in
Sedro-Woolley
WECU opened a new financial center in Sedro-Woolley on December 11. This is the second WECU location in Skagit County.
Read More >
First Step Visa Seminar
The First Step Visa program allows young people to learn about maintaining good credit and avoiding bad debt. Join us on May 15.
Register Now >Out and About - WECU Events Calendar
We are proud to be active in our communities. Check out our events calendar to locate WECU sponsored events in Skagit and Whatcom counties. Stop by and say hello!
Learn More >1Discount on closing costs applies only to the purchase of an owner-occupied, single-family residence in Washington State and loan amount of $100,000.00 or more. Promotion subject to standard WECU loan closing requirements and conditions.
2With the Close on Time Guarantee, we guarantee closing your purchase by the date on your fully executed Purchase and Sale agreement (closing time frames less than 21 days do not qualify). In accordance with the terms of the offer, if your purchase is not closed by the date, we will provide you $500. The Close on Time Guarantee timeframe begins upon receipt of a completed application, along with all requested documentation including acceptable assets and income documents, signed disclosures and a fully executed Purchase and Sale Agreement. The fully executed Purchase and Sale Agreement must be received by WECU within 2 business days of mutual acceptance. All home mortgage lending products are subject to credit, property, and investor lending approval requirements. Fees may apply for expedited services.
The Close on Time Guarantee will be void if the following occurs: Delay caused by addressing title defects, Delay caused by natural disasters, Factors outside of WECU control including scheduling or completion delays related to appraisals, and appraisal value disputes, Delays caused by third-parties required to complete the transaction, Delays or extensions in completion of new construction, improvements or repairs being made to the subject property, Failure by borrower or seller to meet contract terms and requirements including seller-related delays or further negotiation of or changes to the purchase contract, loan terms, or borrower’s eligibility for the loan (e.g. changes in credit profile, or employment). Close on Time Guarantee is not available for government financing such as USDA, VA or condominiums.
3$500 off future closing costs if you refinance with WECU on your WECU funded purchase transaction and if you close by June 30, 2026.
Offers expire December 31, 2024. All rates, terms, and conditions subject to change without notice. Offers apply only to primary residence.
*APR = Annual Percentage Rate
43x rewards points applies to Dining, Entertainment, Home Improvement, and Streaming purchases. All other categories receive 1x rewards points.
50% Intro APR for 12 months on purchases and balance transfers. Balances transferred from existing WECU cards do not qualify. 12-month period ends after 12 statement cycles. After 12 months, variable rate of 19.40% APR – 26.40% APR will apply, depending on creditworthiness. Rates and terms subject to change at any time without notice.
6To receive 25,000 bonus points, you must spend $2,500 in qualifying purchases on your WECU Lux Visa in the first 90 days.
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.6 in Google Play, as of April 2023.